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Short Term Loans – Get The Money You Need

Do you need some extra cash today? We’ve partnered with Monarch Loans to offer quick, flexible, and fair loans. Apply now and borrow from £50-£1000 without any hassle or delay. See terms below.

Short Term Loans – Get The Money You Need

Do you need some extra cash today? Our payday loans are quick, flexible, and fair. Apply now and borrow from £50-£1000 without any hassle or delay. See terms below.

Borrow Up To £1,000 Today

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  • 60 Second Simple Form
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Important Information – Please Take Time To Read

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Cosmic Compare is an affiliate of MonarchLoans.co.uk which is a trading style of LeadsMarket UK Limited, which is authorized and regulated by the Financial Conduct Authority. Approved firm reference number 746301. Registered in England and Wales, company number 09861241, Repton Manor, Repton Avenue, Ashford, Kent, United Kingdom. ICO Reg: ZA181843. info@leadsmarketuk.co.uk, MonarchLoans.co.uk may receive a reward in the form of a commission or fee from the lender or broker we introduce you to. You can request details of this reward by writing to us directly. This site is intended for use by UK residents only.

Representative Example:
Borrow £250 for 90 days. Total amount repayable is £411.63 in 3 monthly instalments of £137.21.
Fixed interest rate of 292% per year. 1272% APR Representative. Maximum APR 1272% – your no-obligation quote and APR will be based on your personal circumstances.

Loans between £50 to £1,000 over a 1 month to 12 month term.

Warning:
Late repayment can cause you serious money problems. For help go to www.moneyhelper.org.uk. We are a licensed credit broker, not a lender.

* requests to our lenders are subject to an assessment of affordability and credit worthiness.

Consequences of Non-Payment:
It is always recommended and expected that you pay on time. In case of non-payment the policies of every lender regarding fees, interest and collection of outstanding debts etc. vary considerably. If your payment schedule needs to be re-arranged, most lenders will contact you via phone or letter. Non-payment will prompt penalties such as extra charges or increased interest rates. In the event that you will not be able to pay back your lender on time, then you must contact your lender immediately. Failure to do so may result in your credit file being adversely affected.

Collection Method:
You can directly contact the lender in case of any delay or problem you might be facing pertaining to the payment process. This way, you can discuss all the available payment options in detail. If the issue cannot be resolved, then the lender has the authority to pass on your information to a third party collection agency.

Late Payment:
If you cannot repay your loan on time you may be charged a late-payment fee by the lender ranging between £1 and £100. The fee completely depends upon the lender’s policy. To learn more go through your loan agreements terms and conditions very carefully.

** Subject to status

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There are 5 main steps we take once you report the accident to us. Here’s what an Admiral policy holder can expect from us…

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Types of Pay Day Loans

There are 5 main steps we take once you report the accident to us. Here’s what an Admiral policy holder can expect from us…

1. We Replace Your Vehicle

We provide a like-for-like vehicle for you and get you back on the road within 24 hours. And that’s a promise.

2. We Inform All Relevant Insurers

We contact your insurer on your behalf to inform them we represent you. We also contact the insurer of the guilty driver.

3. We Organize Repairs

Next we organize approved repairs to your vehicle. We take care of everything to get your wheels back on the road.

4. Insurer Negotiation

We negotiate an admission of liability on your behalf with the 3rd party’s insurance company.

5. Conclusion Of Claim

Finally, we delivery your fully repaired vehicle back you and collect the hire vehicle. Your done!

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Top Tips to Save on Pay Day Loans

Tailor your policy

Types of Pay Day Loans

Make Notes…

Make a note of all the vehicles involved in the accident, including the driver’s details, number plate and insurance details – if possible.

Take Photos…

Take photos with your phone so you have exact details of the scene, including images of the third party vehicle showing the damage incurred as a result of the accident.

Speak To Witnesses…

Speak to anyone who may have witnessed the accident and get their details, so that they can attest to the fact that you were not at fault.

Head To Hospital…

If your in any doubt over injuries then head to hospital and have a medical professional check you out. Some injuries can be hidden so its always better to be safe than sorry.

Contact Us First…

Contact us first and not your own insurer – and we will deal with everything on your behalf, protect your no claims and look after your interests.

Pay Day Loans

What factors will effect my quote?

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  • Who’s at fault: Our service relies on you not being at fault because its the guilty drivers insurer who pays for your replacement vehicle and repairs.
  • Contact us first: The sooner you contact us and register the claim the sooner we can respond and get you back on the road.
  • 3rd party’s cover status: For us to act on your behalf and claim against the other driver they need to be insured.
  • Information you gather: The more information you gather the better. If possible gather photo’s, witness statements and observations and facts to support your case.
  • Response of 3rd party insurer: We will always act quickly on your behalf but the response time of the 3rd party’s insurer will have an effect.
  • Claim management: The claims management systems begin with the reporting of a claim, usually in the form of an incident report, a first notice of loss (FNOL), or First Report of Injury (FROI). In this component, efficient and timely claims reporting is crucial for comprehensive data collection and establishing situational awareness.
  • Claim investigation: Once reported, a claim undergoes a thorough investigation to determine its validity. Investigators and claims managers gather evidence, interview involved parties, and assess the extent of the loss or damage.
  • Claim evaluation: Claim evaluation involves a thorough examination of the reported incident, damages, and relevant policy terms. Trained evaluators or adjusters play a pivotal role in assessing the validity and extent of a claim, employing a combination of industry knowledge, investigative skills, and adherence to regulatory guidelines.
  • Claim settlement: The final stage of claims management involves settling the claim by providing compensation, repairs, or any agreed-upon resolution. During this stage, timely and fair settlements are crucial for maintaining customer satisfaction and trust; to preserve these customer trust/confidence levels, a claims management solution can help streamline the management and dissemination of content for claims, allowing claims professionals to focus on claim settlement, not administrative tasks.

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Pay Day Loans

FAQs

To start the claims process, you can contact our team via phone, email, or through our website. We will provide an initial consultation to understand your case and guide you through the necessary steps to file your claim. You call us first instead of your own insurer so you get the benefits and don’t lose your no claims.

Yes. Unlike your own insurer, if it’s not your fault, we will arrange a like for like replacement vehicle. If you’ve got a premium vehicle will arrange a premium vehicle. The difference is, its the guilty driver’s insurance who pays the costs and not your no claims.

We take care of everything from start to finish. We recovery your vehicle and arrange the repairs with a reputable mechanic and body shop. We register the claim with the guilty drivers’ insurance company and contact your insurer to make sure that all parties are fully aware and on the same page at all times. Once everything is arranges we negotiate a settlement and, if needed, arrange a suitable solicitor to handle your claim. Finally when your vehicle is repaired we arrange for it to be dropped off at your house and we collect your hire vehicle. It’s a totally end to end and like for like service so the interruption to you is minimized.

Yes. You can contact us 24 hours a day, 7 days a week. You can rely on the fact we are always at the end of the phone for any question at any time.

We always aim to get you back on the road within 24 hours of your reporting your accident to us.

We won’t charge you for our services. We claim our costs directly through the insurer of the driver who’s at fault for causing the accident. The only exception to this is if you present us with misleading or fraudulent information. In other words, if you’re straight with us, then you’ve got nothing to worry about.

The duration to resolve a claim varies depending on the complexity of the case and the cooperation of the involved parties. Some claims can be settled within a few months, while others may take longer. We aim to resolve claims as efficiently as possible.

No. We can also deal with non fault claims for drivers of vans, motorbikes and vans. If your not sure just give us a call and we will do everything we can to help.

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